THE RIGHT LOAN

The mortgage industry isn't cookie-cutter. There are a variety of loan programs available to help suit your needs and purchasing power.

• FHA Loans - as low as 3.5% Down

• Conventional - as low as 3% Down

• USDA (Rural Development)- 0% Down

• VA - 0% Down

• MSHDA - Up to $10,000 Down Payment Assistance

• MSHDA MCC Tax Credit

When you apply for a mortgage, lenders will consider key factors like your credit score, income, employment history, debt-to-income ratio, and available down payment. Every loan program has different requirements, and I will help match you with the one that best fits your financial goals.

As a Licensed Loan Officer with access to a wide range of loan options—including MSHDA down payment assistance—I work closely with you to understand your full financial picture, explain your options, and ensure you’re fully prepared to move forward with confidence.

Whether you’re a first-time buyer or planning your next move, we’re here to guide you through every step of the mortgage process and help you get qualified with ease.