Mindi Rahn
Graphic with the word 'MORTGAGE' in large blue letters and a diamond shape displaying the number '1' and the words 'INC' at the bottom.

Getting pre-approved for a mortgage is the critical first step on the path to homeownership. It’s important to work with a loan officer you trust—someone who provides transparency, guidance, and confidence throughout the process. With over 25 years of combined experience, my mortgage team is proud to be recognized as the #1 MSHDA lender, dedicated to helping Michigan families achieve affordable and sustainable homeownership.

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My role as Your Mortgage Specialist

As your Mortgage Specialist, my goal is to guide you through the home financing process with clarity and confidence. Here’s how I will support you:

  • Explore loan options: Provide detailed information on all loan programs that fit your specific needs and help identify the best mortgage program for you, understanding that not all lenders offer the same products.

  • Educate and prepare: Review down payment and closing cost options, explaining what they cover and how they affect your loan.

  • Set expectations: Outline the mortgage process step by step, including required documentation, timeframes, and associated costs.

  • Offer guidance: Share important dos and don’ts during both the home search and mortgage process to help you avoid delays or complications.

  • Clarify terminology: Explain the difference between being pre-qualified and pre-approved, so you understand your buying power.

  • Maintain clear communication: Provide consistent updates to you and your real estate agent to ensure a smooth transaction.

  • Be available: Answer questions about homes you’re interested in and provide insights on how financing may impact your decisions.

THE RIGHT LOAN

The mortgage industry is not one-size-fits-all. A wide range of loan programs are available, each designed to fit different financial situations and help maximize your purchasing power.

  • FHA Loans - as low as 3.5% Down

  • Conventional - as low as 3% Down

  • USDA (Rural Development)- 0% Down

  • VA - 0% Down

  • MSHDA - Up to $10,000 Down Payment Assistance

  • MSHDA MCC Tax Credit

NMLS # 940186 Company NMLS # 129386

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Testimonials

  • I worked more closely with Mindi and she was incredible. Outside of working incredibly hard with my husband and I for our first home purchase, she also kept up encouraged during the process. She often reassured us that all things would work out for us. This team is amazing and I won’t be going anywhere else for any other future home purchases.

    Kierra Gabriel

  • The process was really easy going through Mortgage 1. Mindi was a big help when it came to knowing what paperwork we had to sign and due dates for everything we needed. She also kept us updated weekly, sometimes multiple times a week, with where our application was in the process and how long it might take to move along. Overall, everything went really smoothly with their help and there were no delays when closing day approached. Definitely would recommend!

    Alexis Ware

  • Mindi was and still wonderful to work with. She was very knowledgeable and helpful throughout the entire process. Even once we bought our house she has been there to answer any questions we have. We highly recommend Mindi l!!

    Jacci Larson

  • Mindi was so helpful and informative during my preapproval process. She answered every single question I had. I have referred her to my family and friends. I would use her again on my next purchase for sure!

    Marissa Cole

  • Mindi was very attentive and helpful. Any questions I had through the process were promptly answered. Very personable, friendly and intelligent. They are very knowledgeable and want to make sure you are also understanding everything throughout the whole process. Highly recommended.

    Harley L