A woman with shoulder-length wavy brown hair, wearing a black and white striped blouse, black pants, and gold geometric earrings, is smiling and crossing her arms in front of a white background.
Graphic design with the word 'MORTGAGE' and a stylized house icon integrated into the letter 'T'.

NMLS # 940186 Company NMLS # 129386

My role as Your Mortgage Specialist

I will provide you with information on all the loan programs that fit your needs. I will discuss the mortgage process and educate you on your down payment and closing cost options.

  • Find the best mortgage program for you. Not all companies offer the same loan programs

  • Go over the dos and Don'ts during the house hunting stage and the mortgage process

  • Explain the steps involved in the mortgage process after an offer is accepted.

  • Explain the mortgage process and what to expect, including documents, timeframe, and costs.

  • Go over your down payment and closing costs, and what they all cover.

  • Be available to answer questions on homes you have an interest in

  • Know the difference between Pre-Quail and Pre-approved

  • Have good communication of updates to you and the agents in the transaction to help provide a good and smooth transaction.

THE RIGHT LOAN

The mortgage industry isn't cookie-cutter. There are a variety of loan programs available to help suit your needs and purchasing power.

  • FHA Loans - as low as 3.5% Down

  • Conventional - as low as 3% Down

  • USDA - 0% Down

  • VA - 0% Down

  • MSHDA - Up to $10,000 Down Payment Assistance

Getting pre-approved for a mortgage is the first step toward homeownership—and I am here to make it simple.

When you apply for a mortgage, lenders will consider key factors like your credit score, income, employment history, debt-to-income ratio, and available down payment. Every loan program has different requirements, and I will help match you with the one that best fits your financial goals.

As a Licensed Loan Officer with access to a wide range of loan options—including MSHDA down payment assistance—I work closely with you to understand your full financial picture, explain your options, and ensure you’re fully prepared to move forward with confidence.

Whether you’re a first-time buyer or planning your next move, we’re here to guide you through every step of the mortgage process and help you get qualified with ease.